How Lenders Make Sure You’re Mortgage Worthy
Posted by Admirals Cove Homes on Jul 9, 2013 in Home, Real Estate | 0 comments
When the housing market crashed several years ago, banks learned the hard way that they needed to be a little stricter when it came to approving mortgages. Borrowers started defaulting on the loans and it left the banks scrambling. As a result, banks have become much more conservative when it comes to approving a home loan. So how do banks determine if you are mortgage worthy in the new housing market? Well, they start off by looking at your credit score and your debt-to-income ratio. By doing this, they can determine whether you are a person that they want to loan their money to. The debt-to-income ratio tells the banks how much you can realistically spend on a mortgage each month, while the credit score tells the bank how you have historically handled your money. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...
Best Ways To Land a Luxury Home
Posted by Admirals Cove Homes on May 29, 2013 in Home, Real Estate | 0 comments
In this new housing market, there is a lot of competition from prospective home buyers. With the competition it can make it difficult to purchase a home, especially a luxury one. Here are some tips to help you get the luxury home you have been looking at in Admirals Cove. Be aggressive- Once you find that luxury house that you are interested in, be aggressive with your initial bid. If you go to low on the initial offer, the seller might not consider you for the home. It’s a good idea to make an offer that is close to the asking price. Be prepared- If you want to get the seller’s attention, come to the table ready to buy the home. Make sure that you are already pre-approved for your home loan that way you can prove to the seller that you can purchase the home. It also helps if you already have a closing attorney picked out and ready to go. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...
Advantages To Performing an Energy Audit
Posted by Admirals Cove Homes on May 28, 2013 in Home | 0 comments
If you have ever felt a breeze coming up from your door or have had an open air vent that didn’t blow out much air, then chance are your home has wasted energy. An energy audit is a way to make sure that your house is not wasting energy. Here are some reasons why it is a good idea to have an energy audit performed on your home in Admirals Cove. Saves money- While getting an energy audit will cost you money, the audit will pay you back over time. After all, wasted energy is wasted money. Many energy audit companies provide a savings calculator on their website so you can figure out exactly how much you are spending and how much you will save in the long run. Add value to home- Most home buyers want to know about energy use so they can figure out the monthly costs. Having energy efficient upgrades done as a result of the energy audit will immediately add value to your home. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...
How To Decide Where To Live
Posted by Admirals Cove Homes on May 23, 2013 in Home | 0 comments
Finding a new place to live can be a very tough and stressful decision to make, especially if you are in a new marriage and it is your first home purchase. You and your spouse can have different ideas on what constitutes as the “perfect home”. Here are some ways to help in that decision making process and find the perfect Admirals Cove home. Communicate- One of the keys is communication. Talking about things like proximity to work, what is important to you in the home, and how much you want to spend are key components to deciding on where to live. Compromise- You are not always going to agree on everything, which is why it is important to compromise. By compromising, both people feel as though they are getting what they want. Creating a list and making note of what things you are willing to compromise on will make the process easier. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...
Moving Tips To Help Your Children
Posted by Admirals Cove Homes on May 22, 2013 in Home | 0 comments
Moving into your home in Admirals Cove can be an exciting time. It can also be a complicated and stressful time, especially for children. For most children, the home you are moving out of is the only house they have ever known. Here are some helpful tips on helping your children with the big move. Communicate your move- Children might like surprises, but chances are a move is not a surprise they will like. After making the decision to move, call a family meeting and explain the reason for the move. Most importantly, encourage them to express their feelings about the move. Get your children involved- Allowing the children to get involved in the moving process makes them feel like they are an important part of the process. Let them pack their belongings or go through and pick out what they want to take to the new house. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...
Maximizing Your Closet Space
Posted by Admirals Cove Homes on May 21, 2013 in Home | 0 comments
No matter what type of home in Admirals Cove that you live in, the amount of closet space you have to work with never seem to be enough. Learning how to manage the closet will allow you to fit more things in an organized fashion. Here are some ways to maximize your closet space. De-clutter the closet- Everyone has items in the bedroom closet that does not need to be in there. By taking everything out of the closet and deciding what should be in there and what shouldn’t you will clear up more free space for the things that need to be in there. Plus it is a great way to get some spring cleaning done! Invest in storage options- Storage options such as shoe holders, baskets, and shelf dividers can work wonders when it comes to making more space in your closet. Consolidate- Consolidating things like ties and belts and putting them on a hanger can free up space and make your closet much more organized. Stacking similar types of clothes on the same shelf will also leave more room for more items to be stored. For more information on home listings in Admirals Cove, contact Rob Thomson and the rest of the Admirals Cove team at (561) 743-0344 or...